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Melissa Hall is an attorney with nearly two decades of experience representing domestic and foreign banks, nonbank financial services companies, investors in financial services, and technology companies. Clients regularly turn to her as a trusted advisor on complex, cross-discipline financial regulatory matters that require in-depth knowledge of regulations and business lines. She has also developed a niche advising on emerging regulatory issues in connection with payment systems rules, credit cards and stored value cards, money services businesses, and consumer financial regulatory requirements.

Melissa’s practice involves counseling clients on a wide range of traditional regulatory compliance and enforcement issues at both the state and federal levels, including licensing requirements, consumer financial products and compliance, payment systems, corporate and transactional matters, financial institution investment and acquisition, as well as advising in the development of new financial services products.

Melissa routinely represents clients before U.S. and state financial regulatory agencies, including the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau. Prior to starting her private practice, Melissa served as an attorney in the Office of the Chief Counsel of the Department of the Treasury’s Bureau of the Public Debt.

“Melissa brings an insider’s perspective and extensive network from her time at the Treasury Department. The fintech space is evolving at a breakneck pace, and her help navigating these regulatory changes is tantamount to our clients’ success.” Stephen A. Aschettino, partner and chair of Loeb & Loeb’s Payments Technology Practice and co-leader of the Blockchain Practice

On the corporate side of her practice, Melissa advises banks and financial services companies, as well as their directors and officers, in connection with corporate governance, management, business and operational, investment, and merger and acquisition (M&A) matters, as well as bank securities and fiduciary activities. She also represents nonbank financial institutions and their investors regarding regulatory compliance and due diligence of state and federal bank and consumer financial laws.


  • University of Texas at Austin School of Law, J.D., Managing Editor, Texas International Law Journal
  • University of Texas at Austin, M.A.
  • Haverford College, B.A.


  • Spanish


  • Named in The Legal 500 US in Financial Services Regulatory, published by Legalease Limited and John Pritchard (2011 edition)


  • Member, Banking Law Section, Executive Council of the Federal Bar Association
  • Member, Women in Securitization, Structured Finance Industry Group